Buying
Your Roadmap to Homeownership
Partnering with Tery Runstedler for a Seamless Experience
Reach out to Tery Runstedler, either by phone or email, to express your interest in buying a home. Provide details such as your budget, preferred location, desired features, and any specific requirements you may have.
Schedule a meeting with Tery for a consultation. During this meeting, Tery will discuss your needs, preferences, and financial situation in detail. They will help you identify suitable properties that meet your criteria and provide valuable insights into the local market.
With your criteria in mind, Tery will begin the search for potential properties on your behalf. They will use their expertise and resources to find homes that match your preferences and arrange viewings at your convenience.
Once you find a home that you love, Tery will assist you in making an offer. They will guide you through the negotiation process, helping you to secure the best possible price and terms for the property. Tery will use their negotiation skills to advocate for your interests and ensure a fair deal.
After your offer is accepted, Tery will help you navigate the closing process. This involves coordinating with various parties, such as lenders, inspectors, and attorneys, to ensure that all necessary paperwork is completed accurately and on time. Tery will be there to address any questions or concerns you may have and to facilitate a smooth transaction from start to finish.
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HOME BUYER'S GLOSSARY
AMORTIZATION PERIOD
The number of years it takes to repay the entire amount of the financing based on a set of fixed payments.
APPRASIAL
The process of determining the market value of a property.
CLOSED MortgageS
A mortgage that can not be prepaid or negotiated for a set period of time without penalties.
Closing date
The date on which the new owner takes possession of the property and the sale becomes final.
Collateral
An asset, such as term deposit, Canada Savings Bond, or automobile, that you offer as security for a loan.
Deposit
A sum of money deposited in trust by the purchaser on making an offer to purchase. When the offer is accepted by the vendor (Seller), the deposit is held in trust by the listing real estate broker, lawyer, or notary, until the closing date of sale, at which point it is given to the vendor.
Equity
The difference between the market value of the property and any outstanding mortgages registered against the property. This difference belongs to the owner of that property.
MORTGAGE
A mortgage is a loan that uses a piece of real estate as a security. Once the loan is paid-off, the lender provides a discharge for that mortgage.
Term
The period of time the financing agreement covers. The terms available are; 6 month, 1,2,3,4,5,6,7,10 year terms, and the interest rate will be fixed for whatever term one chooses.
Take the next step in your journey
I look forward to working with you and helping you reach your home ownership goals. Reach out to get in touch and start the process today. I offer:
CENTURY 21 Heritage House Ltd. Brokerage
INFO & SERVICES
CENTURY 21 Heritage House Ltd. Brokerage
865 Dundas Street, Woodstock, ON N4S1G8
(519) 539-5646
INFO & SERVICES
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